What do you call a person who spends extremely little money, and is careful in spending each and every dollar? Note, I'm not saying he has little money. He spends very, very little money, but he has lots more money than he spends. For example, he can easily afford to have a $25 dinner, but he never spends more than $8 for dinner. He can afford to buy a shirt for $30, but he has never bought a shirt for more than $10. What do you call this person? What are all the different words available? I'm looking for a word that's kind of insulting also. The word should also insult the person's behavior.
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